Understanding mortgage financing can be difficult, but it doesn't have to be. Here's the plan!
STEP ONE
Connect with me!
The process starts when you let me know you'd like to talk about your mortgage. I'm happy to take a look at your financial situation and put together a plan for your first/next mortgage!
STEP TWO
Discuss your options.
When it comes to mortgage financing, you have a lot of options! When you work with me, I clarify those options, so you can make the decision that best suits your needs.
STEP THREE
Arrange the paperwork.
I will make sure you know exactly what is required of you, keep you informed every step of the way, limiting any delays in the process.
STEP FOUR
Ongoing support.
I’m not going anywhere! So, as long as you have a mortgage with me, I will be there to answer any questions you have down the road.
Mortgages by Christine MacPherson
Today's housing market is more diverse and complex than ever before. My role as your Licensed Mortgage Agent is to guide, educate and help you understand the mortgage market.
My Business Diploma from NAIT and experience in lending, administration and accounting within the private and public sector makes me uniquely qualified to give you personalized service and unbiased advice in finding the best mortgage solution at no cost to you!
Recently, I moved back to Sherwood Park, Alberta, after living in Okotoks for 18 years. I am familiar with both southern and northern Alberta as well as other areas of Canada.
Let me help you with whatever you need - a new home purchase, refinancing for renovations or debt consolidations, mortgage renewals, reverse mortgages, New-to-Canada programs, vacation and rental properties.
Please reach out today!
Getting a mortgage shouldn't be confusing.
I'll guide you through it.
LET'S TALK
Services
As your trusted mortgage agent, I specialize in home purchases, refinancing for renovations & debt consolidations, mortgage renewals, reverse mortgages, and vacation & rental properties.
It is my job to make sure you know all the products available to you, and are equipped with the knowledge to make the best decisions for you and your family.
MORTGAGE PURCHASE
You need the help of a mortgage professional to make the right decisions. Let me be your personal shopper to find low rates and products from the wide range of lenders I have access to.
Home purchase advice and services for:
- First time home buyers
- Repeat Buyers
- Vacation Homes
- Rental Properties
- New Construction
- Self- employed & New to Canada programs
- Spousal buyouts
- Secured line of credit
MORTGAGE RENEWAL
Most homeowners simply sign the lenders renewal without shopping for the best rate and terms:
- Let me shop for you
- Free consultation
- No cost switch programs
- I will find the best rate available
- Did you know that you can lock in rates up to 120 days prior to your actual renewal date!
MORTGAGE Refinance
Mortgage refinance can prove beneficial in several ways:
- Consolidate debt (high interest loans, credit card debts)
- Renovations and home improvements
- Lower your monthly payments
- Ask about programs for self-employed
REVERSE MORTGAGES
To help you make the right decision for your situation, let’s discuss the option of a reverse mortgage:
- This type of mortgage allows you to stay in the home you love!
- Retain ownership of your home
- No monthly payments
- Tax free cash
- You can use your money for renovations, paying off debt, cover every day expenses
- Pay for in-home care
- Travel
- Assist your children or grandchildren.
VEHICLE FINANCING
Whether you're looking to refinance your auto-loan to lower your payments, get cash back for a down payment for your first home or are looking to finance a new vehicle, I can help!
Download My Canadian Mortgage App
WHAT CAN YOU DO WITH MY APP:
- Calculate your total cost of owning a home
- Estimate the minimum down payment you need
- Calculate Land transfer taxes and the available rebates
- Calculate the maximum loan you can borrow
- Stress test your mortgage
- Estimate your Closing costs
- Compare your options side by side
- Search for the best mortgage rates
- Email Summary reports (PDF)
- Use my app in English, French, Spanish, Hindi and Chinese
Nice Things Clients Say About Working With Me
CONTACT ME
Contact Us
GET IN TOUCH
I'm committed to helping you in any way I can. Leave me a note and I'll get in touch with you shortly.
